• Tel: (916) 332-1056
    Email: info@c1stm.com

  • 6 Months Bank Statement Program

    October 2, 2013
  • 6 Month Bank Statement Program

    • No 1040 No 4506T
    • 6 Months Bank Statements (Personal/Business: 100% of Deposits) 
    • Or Assets Depletion 
    • Or 1 Year Tax Return
    • 12 Months Seasoning on BK/Foreclosure/Short Sale 
    • No Seasoning for Cash-Out or Listed for Sale 
    • Non-warrantable Condo

    No DOC Loan - Investment Property Only 

    • Available for Self-Employed, W-2 and Fixed Income Borrowers
    • Rates Starting at 6.625% This is NOT Hard Money 
    • Loan amount up to $2,000,000
    • Minimum FICO 640
    • 3/1, 5/1, 7/1 ARMS Available 
    • No Income Required
    • No Reserves Required
    • No Assets Sourced and Seasoning Required - Up to 70% LTV 
  • Jumbo Stated Income For Self-Employed

    • WE DO NOT REQUIRE TAX RETURNS 
    • 70% LTV Loan Amount up to $1MM
    • 60% LTV Loan Amount up to $2MM
    • Cash-Out up to 70% LTV
    • Max. Cash Back to Borrower: $400,000
    • Bankruptcy - Not Permitted 
    • Foreclosure, Short Sale - Not Permitted 
    • Gift Funds are Not Allowed