• Tel: (916) 332-1056
    Email: info@c1stm.com

  • Client 1st Mortgage

    The Mortgage Programs We Offer

    Get a look at the many mortgage programs we have to offer. Our programs are diverse enough to offer solutions for all types of situations including self-employed and low-credit scores.

    Client 1st Mortgage

    Latest Featured Mortgage Program

    Where we go in-depth on the latest mortgage program being offered, who this program will help, and what are the programs requirements. Take a look at this week's featured mortgage program.

    Client 1st Mortgage

    First time home buyers

    Client 1st Mortgage offers great mortgage loan programs for first-time home buyers.

    Client 1st Mortgage

    Learn More About Reverse Mortgages

    Worried about money for retirement? You have more options. Look into our reverse mortgage programs and contact us with any questions or for more information.

    Client 1st Mortgage

    Give Us A Call At (916) 332-1056

  • With over twenty years of experience, we've met many different types of borrowers with an array of situations. We're experts in finding the right mortgage loan programs. 




    Make an appointment

  • The process for getting a mortgage loan can be complicated. We make the process easier by remaining transparent, open for questions, and using our expertise to get you into the best program for your situation. 



    Learn more

  • We've got the latest information to help you choose the right mortgage loan program and purchase with confidence. 





    Learn more

  • Our mortgage loan pre-approval application is quick, convenient, and simple to complete. It is a simple process to determine if getting into a loan program is the right choice for you. 




    Pre-approval applicaton

  • Client 1st Mortgage will help you find the right program

    Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not a number. 

    We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a "common sense" approach and will help you obtain the best mortgage possible.

    Whether you are purchasing a home or refinancing, we are with you every step of the way. Practical solutions and personal service - no lender or broker will work harder to meet your needs. 

    Client 1st Mortgage has a unique approach to the mortgage process. It is our goal to go above and beyond being just a home loan conduit. Our customers invest their trust in us to handle one of the largest and most personal financial transactions they will do in their lives. 

    We take the responsibility very seriously. That is why we have a strict policy that the customer's best intentions need to be protected throughout the process. 

    It is our goal to make sure our customers understand the products that are available, the benefits of working with our firm, and throughout the process, get the absolute best customer service available. 


  • Mortgage Calculator

  • MortgageCalculator
    Home Value: $
    Loan amount: $
    Interest rate: %
    Loan term: years
    Start date:
    Property tax: %
    PMI: %
    Output parameters »
    Free Mortgage Calculators

  • Latest News

  • It is possible for those new to the US to purchase property with a mortgage loan. These programs are designed for borrowers without documentation and works for those with money oversease. Prospective borrowers interested in this program will need a passport and proof of ability

    Read more

  • "GSE Seller Buybacks Tumbled to Record Low in 4Q16 Fannie Mae and Freddie Mac reported record lows in the volume of mortgages that sellers repurchased during the fourth quarter of 2016 because of manufacturing defects, an exclusive new Inside Mortgage Trends analysis

    Read more