The process for getting a mortgage loan can be complicated. We make the process easier by remaining transparent, open for questions, and using our expertise to get you into the best program for your situation.
Client 1st Mortgage will help you find the right program
Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not a number.
We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a "common sense" approach and will help you obtain the best mortgage possible.
Whether you are purchasing a home or refinancing, we are with you every step of the way. Practical solutions and personal service - no lender or broker will work harder to meet your needs.
Client 1st Mortgage has a unique approach to the mortgage process. It is our goal to go above and beyond being just a home loan conduit. Our customers invest their trust in us to handle one of the largest and most personal financial transactions they will do in their lives.
We take the responsibility very seriously. That is why we have a strict policy that the customer's best intentions need to be protected throughout the process.
It is our goal to make sure our customers understand the products that are available, the benefits of working with our firm, and throughout the process, get the absolute best customer service available.
In the 3rd Quarter of 2016 Cash-Out Refis Reached 42% of All Refis, Up from a Low of 12% in 2012*
The Above Statement, However, By Itself, May Be Misleading.
More recently, interest rates have been above the lows reached last year.
Refis tend to drop off when interest rates
"GSE Seller Buybacks Tumbled to Record Low in 4Q16
Fannie Mae and Freddie Mac reported record lows in the volume of mortgages that sellers repurchased during the fourth quarter of 2016 because of manufacturing defects, an exclusive new Inside Mortgage Trends analysis